Sell your house

You've decided to sell your house. That's a big decision, but truth be told you've done the easy part. Now you have to advertise, hold open houses, keep the place clean and tidy, fix all those things you've been putting off fixing, show your property to people (when they actually show up when they say they will, of course) that are going to look for everything wrong with your house or things they don't like, and then wait and hope that somebody agrees to buy your place at a price you can live with. Then you have all the paper work, contingencies and escrow, and more waiting and hoping all goes well.

You don't have to do that! There is another option you probably don't know about. You can sell your house right now and meet every objective you are trying to reach in selling your house: maximum profit, lowest cost of sale, fastest sales, the fewest compromises and best after sale tax positioning. You won't have to wait any longer for a buyer. We are ready right now. You won't have to haggle over price or play the offer/counter-offer game. We'll pay whatever is fair. You won't have a home inspector come by to look for everything that might be wrong with your house so you'll start fixing things or lower your price. You won't have to worry about contingencies like loans getting approved or your buyer's house getting sold. We can open escrow right away without such needs. The only thing we ask for is something that doesn't cost you anything…leave the property's existing financing in place in such a way that you are protected until we refinance the property in a year or so. Find out more details by looking over the Anatomy of a Transaction.

The following pose no problem:

• Unable to Sell Your House?
• Repairs too Much?
• Job Transfer or Relocation?
• Behind in Payments?
• Pending Foreclosure?
• Tired of Dealing With Tenants?
• Making Two Payments?
• Dealing with Divorce?

• Anatomy of a Transaction
  Explains how to sell your house while protecting your interest and title in the home.
• Tell Us About Your House
  Regardless of your situation, if your house qualifies and you are flexible on price and terms, We Can Buy Your House. How is this possible? It is really easy when we work together to create a win-win sale that will work for everyone.
• If Your House Doesn't Qualify and You Are Facing Foreclosure
  We can help you keep your house. We negotiate with your lender, so you don't have to.
  Save your house today!
   

The following articles cover the more widely used forms of seller financing which you may be more familiar. While they are regularly used by investors and home sellers, it is important to fully understand their more dangerous aspects.

Lease Option (L/O)
A very familiar and widely used form of seller financing. Find out what could happen when you attempt to evict a defaulting tenant.

Contract for Deed
This payment plan doesn't allow the buyer to legally own the property until all debt has been paid off. Sounds good until the other parties liens, lawsuits, judgment, etc. affect YOUR property.

The "Wrap" - All Inclusive Mortgage (aka AITD)
You create another mortgage with a monthly payment which covers the monthly payment on the existing mortgage along with a little extra for you. Positive cash flow is nice but are the risks really worth it?

The Equity Share
Two or more parties with a shared-ownership interest in the property. You could be forced into a judicial foreclosure is the resident buyer defaults.

The "Subject-To"
Another widely used seller financing method that allows a buyer to "assume" the loan "subject to" the existing financing. The title to the property is also vulnerable to the untoward actions of the other involved parties. And if the lender finds out you have "sold" your property "Subject-To", they can call the entire loan amount due immediately.